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In plain EnglishA payment under a lease for specified services, works, insurance or management costs. Authority, procedure, evidence and reasonableness are separate checks.Open the statutory definition demand paperwork

What must come with a service-charge demand?

Check the document that actually asks for payment. Keep the rights summary, landlord details, service address and timing as separate tests.

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Building evidence relevant to this guide

Start here

Check the summary, landlord details, address and dates.

01

The prescribed summary

A residential service-charge demand must come with the prescribed summary of rights and obligations. England and Wales have different prescribed summaries. Use the version for the property, not a general leaflet.

02

The landlord details

Section 47 requires the landlord's name and address on a written demand. If that address is outside England and Wales, an address in England and Wales for serving notices is also required. Naming the agent alone is not enough.

03

The address for notices

Section 48 requires an address in England and Wales where notices may be served on the landlord. It can be supplied separately from the demand.

04

The age of the cost

Section 20B may restrict recovery of costs incurred more than 18 months before the demand, unless the required written notification was given within that period.

Work through it

Ask for the missing paperwork.

  1. 01

    Keep the full demand

    Save the document, attachments, envelope or email and any earlier notices. A ledger entry or reminder may not show the complete pack.

  2. 02

    Record what is missing

    Name the absent document or information and keep a copy of your request. A paperwork issue does not by itself settle the amount, lease authority or reasonableness of the charge.

  3. 03

    Ask a neutral question

    Request the missing material, the lease clause relied on and the supporting breakdown without asserting permanent invalidity.

  4. 04

    Pause before withholding

    The statutory consequences differ and defects may be corrected. Get case-specific advice before taking a payment or enforcement position.

Take the next step in LEASE-iQ®

What does the lease require before this payment is due?

Use this for a demand, balancing charge, annual accounts or missing supporting papers.

Copy questions for this issue

Keep checking: Use the demand checker for the papers in front of you. Use LEASE-iQ to establish the lease route behind them.

Open the sources

Check each demand requirement separately.

This guide covers residential service-charge paperwork in England and Wales. The prescribed rights summary differs by jurisdiction. It does not decide whether the underlying charge is payable.

Prepared by Adam Street, founder of building trust. Sources and current-law status checked 9 October 2026. Legislation links are the controlling sources. Guidance helps explain the route but does not replace the statute or the lease.

Practical tool

Check the demand paperwork

Create a clear list of what you found and a neutral request for anything missing.

Open the paperwork checklist

Copy into LEASE-iQ

What must happen before a payment is due?

  1. Copy the question below.
  2. Open LEASE-iQ and choose your uploaded lease.
  3. Paste the question, then check the clauses and pages in the answer.
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