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Last updated: 30 March 2026
Leaseholders & Directors

Free compliance audit for your building

Check your building against all 21 statutory obligations. See what's compliant, what's at risk, and what needs immediate attention.

This audit is for general information only - not legal advice. Always seek professional advice before acting.

What's covered Manual vs BLOCK-iQ Key stats For leaseholders How BLOCK-iQ works Quick check Stay updated
Audit scope

Four critical compliance areas the audit checks

Your building must meet statutory requirements in each of these areas. Missing even one exposes you - and your leaseholders - to significant risk and potential legal action.

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Fire safety compliance

Is a fire risk assessment in place, current, and properly documented? Are findings acted on? The Regulatory Reform (Fire Safety) Order 2005Article 9 requires a suitable and sufficient fire risk assessment. Must be reviewed regularly (typically annually) or after significant changes. legislation.gov.uk requires regular review. Non-compliance is a criminal offence for the responsible person.

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Service charge obligations

Are service charge accounts certified, issued within the statutory timeframe, and accompanied by a summary of rights? Section 21 of the Landlord and Tenant Act 1985Requires a written summary of costs. Must comply within one month of request or six months after the accounting year-end (whichever is later). Certification required where 4+ dwellings. legislation.gov.uk sets the requirements.

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Companies House filings

Are annual confirmation statements, accounts, and director notifications filed on time? Late filing incurs automatic penaltiesCompanies Act 2006. Penalties range from £150 to £1,500 depending on how late. Persistent non-compliance can lead to involuntary strike-off and criminal prosecution of directors. Gov.uk. Persistent non-compliance can lead to strike-off and personal director prosecution.

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Insurance & Health & Safety

Is buildings insurance adequate and current? Are health and safety obligations under the Health and Safety at Work etc. Act 1974Section 37 provides that directors can be held personally liable where an offence is committed with their consent, connivance, or neglect. legislation.gov.uk being met? Directors carry personal liability for gaps in cover and compliance.

How to conduct your audit

Five steps to check your compliance position

Audit manually. Or let BLOCK-iQ guide you through every obligation and track everything automatically.

Manual audit
1. Check fire risk assessment currency

Locate your fire risk assessment. Is it dated within the last 12 months? Is it signed off by a competent person? Are findings documented and being acted on? If you have no assessment, you're in breach.

2. Review service charge accounts

Locate your last issued accounts. Were they certified? Were they sent to leaseholders within the statutory timeframe? Did you include a summary of leaseholder rights? Review all requests you've received and check you responded within the required period.

3. Audit Companies House records

Check Companies House directly. Are your confirmation statements and accounts up to date? Have all director changes been notified? Missing deadlines trigger automatic penalties; search for any current penalties against your company.

4. Verify insurance coverage

Review your buildings insurance policy. Is the sum insured adequate for the property's full rebuilding cost? When does it expire? Do you have evidence that it's been maintained without gaps? Underinsurance is personal liability for directors.

5. Document your compliance trail

Collect evidence of all your actions: dated records, signed decisions, correspondence, filed certificates. If challenged, you'll need to prove you acted. A collection of emails isn't enough - you need documented decisions.

⚠️ Important: You're responsible even if you've delegated to a managing agent. Missing compliance is personal director liability regardless of delegation.

With BLOCK-iQ

BLOCK-iQ tracks your compliance obligations in one dashboard:

Fire risk assessment, emergency lighting, EICR, AOV, H&S risk assessment - each with last-done and next-due dates, flagged when overdue
Buildings insurance and D&O insurance - provider, policy, expiry and sum insured in one place
Companies House details with direct links to your filing history and director records
Occupancy register, subletting compliance, and evacuation planning tracked per unit
Service charges, open issues, expiring documents, and leaseholder service requests - all visible from the dashboard
Live dashboard
Every compliance item dated, tracked, and flagged - so nothing gets missed.
Try BLOCK-iQ free →
Compliance by the numbers

Real enforcement, real penalties - and rising

Compliance isn't optional. Regulators are enforcing harder than ever. Most volunteer directors have no formal training on their legal obligations.

Unlimited finesRegulatory Reform (Fire Safety) Order 2005. Non-compliance is a criminal offence. Crown Court penalties include unlimited fines and/or up to 2 years' imprisonment. Gov.uk
Fire safety non-compliance is a criminal offence for the responsible person. Penalties on conviction in the Crown Court include unlimited fines or up to 2 years' imprisonment.
317,985Source: Companies House Independent Adjudicators Report 2024-2025. Penalties for late filing of accounts in the year to April 2025. Gov.uk
late filing penalties issued by Companies House in the year to April 2025. RTM and share-of-freehold companies face identical filing obligations and penalties as any private limited company.
21Building Trust tracks 21 distinct statutory obligations across fire safety, service charges, Companies House filings, insurance, and health and safety. Based on legislative requirements from multiple Acts.
statutory obligations that directors of RTM and share-of-freehold companies must meet. Service charge disputes are the single largest category at the First-tier Tribunal, often triggered by directors failing to issue accounts on time or failing to consult.

The Building Safety Act 2022Introduced new accountability requirements for higher-risk buildings (18m+ / 7+ storeys). Includes occurrence reporting and Building Safety Regulator. legislation.gov.uk, Fire Safety Act 2021Clarified that the Fire Safety Order applies to the structure and external walls (including cladding) of multi-occupied residential buildings. legislation.gov.uk, and Leasehold and Freehold Reform Act 2024Royal Assent: 24 May 2024. Expands leaseholder rights and transparency requirements. Most provisions awaiting secondary legislation. legislation.gov.uk have all expanded director obligations in the last three years.

For leaseholders

What this audit means for you

You can use this audit to understand whether your directors are meeting their statutory obligations - and what recourse you have if they're not.

How leaseholders benefit from a compliant building

Leaseholder view

Transparent service charge accounts

You have the right to certified accounts within the statutory timeframe and to inspect supporting documentsLandlord and Tenant Act 1985, s.22. Request a cost summary, then the landlord must provide inspection facilities within one month, available for two months. legislation.gov.uk. An audit ensures directors are meeting this obligation.

Fire safety - your right to know

Your building must have a current fire risk assessment. You can ask directors to show you it. If it doesn't exist, that's a criminal offence. An audit reveals whether this critical obligation is being met.

Proper consultation before major works

Section 20Landlord and Tenant Act 1985, s.20. Consultation required for qualifying works exceeding £250 per leaseholder or qualifying long-term agreements exceeding £100 per leaseholder per year. legislation.gov.uk requires directors to consult you before qualifying works or long-term agreements. An audit checks whether they're following this procedure - protecting you from unfair cost recovery.

Right to challenge and escalate

If directors aren't meeting obligations, you can apply to the First-tier TribunalFirst-tier Tribunal (Property Chamber). Handles disputes about service charges, administration charges, lease variations, and the right to manage. Gov.uk. LEASE-iQ helps you understand what your lease requires so you can challenge fairly and prove your case.

Use this audit to check whether your directors are meeting their obligations. LEASE-iQ can help you understand your lease and know your rights.

Learn about your rights with LEASE-iQ →
Quick check

How compliant is your building?

Six questions. 60 seconds. Find out where you stand on the obligations that carry personal liability.

Do you have a valid fire risk assessment?
Must be reviewed annually. Required by the Fire Safety Order 2005.
Is your buildings insurance current?
Directors can be personally liable for uninsured losses.
Do your service charge demands include the prescribed summary?
s.21B Landlord and Tenant Act 1985. Without it, demands are not legally enforceable.
Are your Companies House filings up to date?
Late filings risk automatic strike-off and unlimited fines.
Do you have an asbestos survey or management plan?
Required for pre-2000 buildings. Duty to manage under Regulation 4 of CAR 2012.
Do you have a process for Personal Emergency Evacuation Plans?
PEEPs became a legal requirement on 6 April 2026. You must know which residents need evacuation assistance.

We will email your results and a checklist of all 21 obligations. No spam. Privacy policy

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