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Last updated: 30 March 2026
LEASE-iQ

Your lease. Any question.
Plain English answer in 60 seconds.

Upload your lease. Ask anything. Get a clause-cited answer, verified through a multi-agent consensus process before it reaches you. A 5-minute solicitor call costs you £30. This 60-second answer costs £0 on the free tier.

This tool is for general information only - not legal advice. Always seek professional advice before acting.

See LEASE-iQ in action

Your questions How it works Why not ChatGPT Real answers Directors Pricing Try free
Real questions, real answers

Questions leaseholders and directors actually ask

These are real questions from real buildings. Each answer comes with the specific clause from YOUR lease.

🏠

Can I sublet my flat on Airbnb?

LEASE-iQ reads your specific lease and tells you exactly what's permitted - not generic legal principles. Some leases prohibit subletting entirely, others allow it with consent. Your lease clause is cited in the answer.

💷

Is my service charge reasonable?

Upload your lease and LEASE-iQ will tell you what your freeholder can and can't charge for. If a cost isn't covered by your lease, it's not recoverable - regardless of what your managing agent says.

🔧

Who pays for the roof repair - us or the leaseholders?

LEASE-iQ reads the repairing obligations in your lease and tells you exactly who is responsible for what. The answer comes with the specific clause reference so you can show it to contractors and leaseholders.

⚖️

Do I need a Section 20 consultation for this?

LEASE-iQ cross-references your lease terms with the Landlord and Tenant Act requirements. It tells you whether your proposed works trigger Section 20LTA 1985, s.20. Three-stage consultation required for qualifying works over £250 per leaseholder or qualifying long-term agreements over £100 per leaseholder per year., what the thresholds are, and what happens if you skip it.

How it works

Three steps. Sixty seconds. Clause-cited answer.

No training. No fine-tuning. LEASE-iQ reads YOUR lease every time.

1

Upload your lease

PDF, scan, even handwritten leases from the 1930s. LEASE-iQ reads documents that most AI tools can't even open.

2

Ask your question

In plain English. "Can I sublet?" "Who pays for the roof?" "What notice period for alterations?" Any question about your lease.

3

Get a verified answer

Every answer cites the specific clause in your lease. 10 responses generated, outliers removed by semantic analysis, then 3 AI agents vote on the best answer. If genuinely ambiguous, LEASE-iQ tells you.

Why LEASE-iQ

Why not just use ChatGPT? Or ask a solicitor?

One gives you a confident wrong answer. The other charges £350 per question. There's a better way.

ChatGPT / Generic AI
1. Doesn’t understand lease structure

A lease isn’t one document - it’s a main body, multiple schedules, and amendments that cross-reference each other. Clause 3.2 might say one thing, but Schedule 5 Part II overrides it, and a 2019 deed of variation changes it again. Generic AI treats the whole thing as flat text. It has no understanding of this hierarchy.

2. Zero context of legislation

Your lease operates inside a web of statute: the Landlord and Tenant Act 1985LTA 1985. Governs service charges, repair obligations, and leaseholder rights. Key sections include s.18 (service charge definition), s.20 (consultation), and s.21 (account summaries)., the Commonhold and Leasehold Reform Act 2002, the Building Safety Act 2022. A lease clause that looks valid on paper may be unenforceable under s.19LTA 1985, s.19. Service charges must be reasonable. A lease clause cannot override this statutory requirement. The tribunal can determine what is reasonable. or overridden by s.20LTA 1985, s.20. Mandatory consultation before qualifying works (over £250 per leaseholder) or qualifying long-term agreements (over £100 per leaseholder per year). Skip it and recovery is capped at £250.. ChatGPT doesn’t know this. It reads the clause in isolation.

3. Confidently wrong, no way to verify

Ask the same question twice, get two different answers - both sounding authoritative. No clause number, no page reference, no legislation cited. A director who acts on a ChatGPT interpretation could face tribunal action with no documentation trail.

4. Your data trains their model

Free AI tools use your input to improve their models. Your lease, your questions, your building’s details - all become training data.

⚠️ Real risk: A director at a London block used ChatGPT to draft a letter to leaseholders about service charge obligations. ChatGPT read the lease clause but missed that Schedule 5 limited recoverable costs to specific categories - and had no idea that s.20BLTA 1985, s.20B. Costs must be demanded within 18 months of being incurred, or the landlord loses the right to recover them through the service charge. A written notification of costs within 18 months preserves the right to demand later. imposed an 18-month time limit. The letter cited provisions that didn’t exist in their lease. The leaseholders challenged it at tribunal - and the directors had to pay costs.

LEASE-iQ
Reads YOUR actual lease. Every clause, every schedule, every cross-reference. Answers only from your document, never from training data.
10 independent responses generated in parallel. Semantic similarity analysis removes outliers. 3 AI agents vote on the best answer.
If the panel can't reach consensus, the cycle repeats up to 3 times. If still uncertain, LEASE-iQ tells you honestly.
Every answer cites the specific clause and page number from your lease.
Your lease never trains any model. Ephemeral processing on GCP London. Deleted after every query.
The Juror Model
10 responses. Outlier removal. 3-agent consensus vote. Uncertainty flagged, never hidden.
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Real buildings in London using LEASE-iQ right now.

Hafer Road · 16 units · SW London

“A leaseholder reported water ingress. Nobody knew if it was a roof issue on us, or a window issue on them. LEASE-iQ gave us the answer in the lease. Turned out to be our responsibility. The real win was being able to show exactly why that cost was being picked up on the service charge. No argument, no confusion.”

Cost allocation resolved in minutes. Clear audit trail for the service charge. A potential dispute turned into a transparent resolution.

Adam Street. Lead Director & Managing Agent

Check who pays for a leak in your building →

Shrubbery Road · 16 units · SW London

“Our managing agent said we needed a solicitor letter to clarify the service charge apportionment. We ran it through LEASE-iQ first. Got the clause, the apportionment schedule, and a clear answer. Saved the cost and the wait.”

A 5-minute solicitor email costs £30+VAT. This answer took 60 seconds and cost nothing on the free tier.

Carl Johnson. Director, Share of Freehold

Check your service charge →
See it in action

Your lease. Understood.

Upload your lease, ask any question, get a clause-cited answer with source verification you can check yourself.

Real answers from real leases

What LEASE-iQ actually tells you

Every answer includes the clause reference from your specific lease. Here are examples from real buildings.

🏡

Can I make alterations?

Your lease (Clause 3.14) requires prior written consent from the freeholder for any structural alterations. Non-structural changes to the interior are permitted without consent.

💰

Is ground rent doubling legal?

Your lease (Clause 5.2) contains a ground rent review every 25 years. The doubling provision applies. However, under the Leasehold Reform Act, ground rents on new leases post-2022 are capped at peppercorn.

🔑

What are my subletting rights?

Your lease (Clause 4.8) permits subletting of the whole flat with prior written notice to the freeholder. Short-term holiday lets are prohibited under Clause 4.8(b).

📋

What can we charge leaseholders for?

Your lease (Schedule 5, Part II) defines recoverable costs: insurance, maintenance of common parts, lift servicing, and reasonable management fees. Legal fees for lease enforcement are recoverable under Clause 7.3.

🏗️

Do we need Section 20 for the roof?

The estimated cost per leaseholder exceeds £250. Section 20 consultation is required. LEASE-iQ can guide you through the three-stage process with template notices.

Who is the 'responsible person' for fire safety?

Under the Regulatory Reform (Fire Safety) Order 2005, the responsible person is whoever has control of the premises. For your building, the lease (Clause 6.1) assigns this to the freeholder company - meaning the directors.

Directors: LEASE-iQ is your compliance shortcut

Directors

Most compliance questions start with 'what does the lease say?' Stop guessing. LEASE-iQ reads the lease and gives you the answer - with the clause reference you need for board minutes, leaseholder communications, and tribunal evidence.

Board meeting preparation

Get instant answers to lease questions before board meetings. Share clause-cited responses with other directors.

Tribunal-ready evidence

Every LEASE-iQ answer includes the specific clause reference. If challenged, you have documentation that shows you consulted the lease.

Try LEASE-iQ free →
Pricing

First 2 questions free.

One question from a property solicitor costs £250-£500. LEASE-iQ gives you clause-cited answers from your actual lease.

Try free → See all plans →

Stay ahead of lease law changes

Monthly digest: new regulations, case law updates, and tips for understanding your lease and building obligations.

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For managing agents

Your leaseholders have lease questions. You're spending 20% of your time answering them.

Property managers spend up to a fifth of their working week explaining lease terms to leaseholders. "Who pays for the roof?" "Can I sublet?" "What does my service charge actually cover?"

Share LEASE-iQ with your building. Leaseholders get instant, clause-cited answers from their own lease. You get that time back to be an even better agent.

See pricing for managing agents →