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Last updated: 26 April 2026
For directors · Service charges

Service charge demand. The four things it must contain to be enforceable.

A demand missing any of the legal elements is not just untidy. It is unenforceable. Leaseholders can lawfully withhold payment. The fix is a one-time template update that includes all four: landlord name and address, the amount and basis, the Section 21B summary, and service within 18 months of costs.

Civil duty
Combined effect of Section 47 LTA 1987, Section 20B LTA 1985, and Section 21B LTA 1985. Not a criminal offence, but a defective demand cannot be enforced until corrected. Leaseholders can lawfully withhold payment. Late-payment interest and penalties do not start running until a compliant demand is served. In context: But the fix is £0 and 30 minutes to update your demand template. Once corrected, every demand is enforceable from then on.
What this means Your situation The template The 18-month rule If a demand is defective FAQ
What this actually means

Four legal elements. One template. Then every demand is valid.

Most managing agents include some of these. Many include all four. A surprising number include only two or three. The fix is checking, then standardising. Once your template has all four, every demand from then on is enforceable.

Cost to comply

£0

The legal elements are free to add. The Section 21B summary is statutory text you can copy. The other three (landlord info, demand basis, 18-month timing) are management discipline, not money.

Set-up time

30 mins

To audit your current demand template against the four elements, fix any gaps, and save the new template. Or write the agent a one-page brief and confirm the next demand is compliant.

Frequency

Every demand

Every quarterly, half-yearly, annual, or one-off demand. The four elements travel with the demand every time it is issued.

The four elements in detail. (1) Landlord name and address for service of notices, in England or Wales (Section 47 LTA 1987). (2) The amount, period, and basis for the demand, clear enough that a leaseholder could check the calculation against their lease share and the budget. (3) The Section 21B summary of rights and obligations, in the prescribed form (see the dedicated Section 21B page for the full text). (4) Served within 18 months of the costs being incurred, or with a written notification under Section 20B that costs have been incurred and will be demanded later.

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LEASE-iQ · Lease-specific
The landlord's name and address required by Section 47 LTA 1987 is in your lease

Plus the demand frequency (quarterly, half-yearly), the leaseholder share percentage per flat, the bank account details for service charges, and the address for notices. LEASE-iQ extracts all of these in 30 seconds so you can populate a compliant demand template without manual lease reading.

Try LEASE-iQ free → See user guide
Your situation

Three versions of this gap.

Pick the one that matches you.

1. Our demands may be missing one or more elements

30 minutes

The most common starting point. Self-managed blocks often omit the landlord name and address line. Agency-managed blocks sometimes omit the Section 21B summary. The 18-month rule is missed when historic costs surface during an accounts process.

What to do.
  • Check the most recent demand against the four elements above.
  • For any element missing, update the demand template (or instruct the agent to).
  • The next demand uses the corrected template. No reissue of historic demands needed unless a leaseholder challenges.

2. We missed the 18-month rule on a historic cost

Damage limitation

The cost was incurred (typically a major works project or an unexpected repair) but was not demanded within 18 months. Under Section 20B, that cost is no longer recoverable through the service charge unless a Section 20B notice was served at the time.

What to do.
  • Check whether a Section 20B notice was issued at the time the cost was incurred. Look in agent files, board minutes, demand correspondence.
  • If a notice was served, the cost is recoverable when properly demanded. Issue the demand now.
  • If no notice was served and more than 18 months have passed, the cost is generally not recoverable. Take this to the next AGM and consider whether to absorb or pursue at tribunal.
  • Going forward, issue a Section 20B notice immediately for any major cost where the demand will be delayed.

3. A leaseholder says the demand is defective

Same day to fix

A leaseholder has read up on Section 21B or Section 47 and pointed out a defect. They are within their rights to withhold until corrected. Do not treat them as adversarial; the fix is straightforward.

What to do.
  • Identify which element they say is missing. Check.
  • If the demand is defective, reissue with the correct elements. The reissue date starts the payment clock.
  • Update the standing template so future demands do not have the same defect.
  • Be transparent with all leaseholders if you have to reissue, not just the one who raised it.
The template demand

A sample compliant demand. Adapt for your building.

Replace the amber slots with your numbers. Append the Section 21B summary on the second page (the wording is on its own dedicated page; copy it from there). This template assembles all four legal elements.

The 18-month rule

Section 20B in plain English.

The most overlooked rule in service charges. It is not about when you bill leaseholders. It is about how soon after a cost is incurred you can recover it.

The default rule (Section 20B(1))

If costs were incurred more than 18 months before a service charge demand is served, those costs cannot be recovered through that demand. The clock starts when the cost was incurred (typically the contractor's invoice date), not when you discovered it.

The notification escape (Section 20B(2))

The 18-month bar does not apply if, within 18 months of the cost being incurred, the leaseholder was notified in writing that the cost had been incurred and would be demanded later. The notification must specify (or at least indicate) the cost involved.

How to use Section 20B(2) properly

For any major cost where the demand will be delayed (typically major works that span a financial year), send a written Section 20B notice to every leaseholder within 18 months of the invoice date. The notice should identify the works, give an indicative cost, and state that a service charge demand will follow. Keep proof of postage. This preserves your right to demand later without losing the cost to the 18-month bar.

Common trap

Major works invoiced in March. Year-end accounts produced in November. Demand for the leaseholder's share issued December. That is 9 months, safe. But: works invoiced March 2024. Year-end accounts delayed to October 2025. Demand issued December 2025. That is 21 months, not recoverable unless a Section 20B notice was served. Watch the clock from the invoice date, not the accounts date.

If a demand is defective

What it means for recovery, and how to fix it.

The consequences are civil and reversible. Unlike Section 20, where you can lose recovery permanently above £250 per leaseholder, defects in the demand itself are usually fixable by reissue.

Effect of a defective demand

The leaseholder can lawfully withhold payment until the defect is corrected. The underlying liability remains: a service charge that is properly payable under the lease does not vanish because the demand was defective. But interest, late-payment penalties, and forfeiture rights do not run until a compliant demand is served.

Reissue with the missing element

Identify what was missing. Reissue the demand with the missing element corrected. The reissue date is the new demand date for all purposes. Most defects can be cured this way.

The exception: 18-month bar

If the defect was that the cost was incurred more than 18 months before the demand AND no Section 20B notice was served, reissuing does not help. The cost is permanently barred from the service charge. The company has to absorb it.

Tribunal route if disputed

Either party can apply to the First-tier Tribunal (Property Chamber) for a determination on whether the service charge is payable. Free advice on the process is available from the Leasehold Advisory Service (LEASE). See the tribunal page for what to expect.

Common questions

Six things directors and leaseholders ask about service charge demands.

These answers are extracted so search engines and AI assistants can cite them directly.

What makes a service charge demand legally valid?
Four elements: (1) landlord's name and address in England or Wales (Section 47 LTA 1987); (2) clear statement of amount, period, and basis; (3) Section 21B summary of rights attached (Section 21B LTA 1985); (4) served within 18 months of the costs being incurred (Section 20B LTA 1985). Missing any element renders the demand unenforceable until corrected.
What is the 18-month rule for service charges?
Section 20B of the Landlord and Tenant Act 1985 provides that costs not demanded within 18 months of being incurred cannot be recovered through the service charge, unless within that 18 months the landlord notified leaseholders in writing that the costs had been incurred and would be demanded subsequently.
Can a service charge demand be sent by email?
Generally yes, unless your lease specifies otherwise. The lease may require service in writing at the leaseholder's flat address (or another nominated address). Check the service-of-notices clause in the lease before defaulting to email. Recorded delivery to the lease address remains the safest method.
What is Section 47 of the Landlord and Tenant Act 1987?
Section 47 requires that any written demand for rent or other sums payable under a lease must state the landlord's name and an address in England or Wales at which notices may be served on the landlord by the leaseholder. If the demand does not, the rent or other sum is treated as not due until the information is provided.
Can a leaseholder withhold service charges if the demand is defective?
Yes, in many cases. A demand missing the Section 21B summary or the Section 47 information is not enforceable until the defect is corrected. The leaseholder remains liable for the underlying charge but does not have to pay until a compliant demand is served. Late payment penalties and interest do not start running until the compliant demand is issued.
How often can service charges be demanded?
As often as the lease specifies. Common patterns are quarterly in advance or half-yearly in advance based on a budget, with a year-end reconciliation. The lease controls timing. Some leases allow on-demand for major works or one-off costs.
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Every demand assembled with all four elements automatically.

BLOCK-iQ produces every service charge demand with landlord info, the basis, the Section 21B summary, and timing checks built in. The 18-month clock is monitored against every cost incurred, and Section 20B notices fire automatically where needed.

Use this if the demand is missing required elements

Draft challenge: non-compliant service charge demand

If your demand is missing the Section 21B summary of rights, the freeholder's name and address, or another required element, you have a statutory right to withhold payment until a compliant demand is served. Send this letter to put the position on the record.

Dear [Freeholder / Managing Agent name],
Re: Non-compliant service charge demand dated [date] for [flat address]
I have received your service charge demand dated [date] in the amount of £[amount]. The demand is not compliant with the statutory requirements set out in the Landlord and Tenant Act 1985 and the Service Charges (Summary of Rights and Obligations, and Transitional Provision) (England) Regulations 2007 in the following respects:
[Tick the items that apply to your demand and remove the others]
- The demand was not accompanied by the Section 21B summary of rights and obligations in the prescribed form.
- The demand does not show the freeholder's name and address as required by section 47 of the Landlord and Tenant Act 1987.
- No address for service of notices in England or Wales is given as required by section 48 of the Landlord and Tenant Act 1987.
- The demand seeks to recover costs incurred more than 18 months previously, and no Section 20B notice was served within the relevant 18-month window.
- The demand seeks to recover costs of qualifying works or a qualifying long-term agreement for which Section 20 consultation was not carried out.
Effect of non-compliance
Under section 21B(3) of the Landlord and Tenant Act 1985 (in respect of the Section 21B summary), and under section 47(2) and 48(2) of the Landlord and Tenant Act 1987 (in respect of name/address requirements), I am entitled to withhold payment of the service charge until a demand that meets the statutory requirements is served. I am exercising that right.
Once a compliant demand is served, I will of course consider it on its merits, including the reasonableness of the costs claimed under section 19 of the Landlord and Tenant Act 1985.
Please confirm receipt of this letter and indicate when a compliant demand will be served. I would be grateful for a response within [14 / 21] days.
Yours sincerely,
[Your name]
[Date]
If you are unsure which elements are missing, ask LEASE-iQ with a photo of the demand. First question free.

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